Help For Consumers

Affinity members choose LTCR because we deliver 5 major advantages:

  • Special Discounts

    The buying power of your organization was leveraged to give you better pricing than is available to the general public.

  • Multiple Carriers

    We monitor benefit and rate information on the top (25+) carriers in the LTC market. The program selects the best in class from these carriers and we help you find the best value among these top companies.

  • Multiple Products

    In addition to multiple carriers, the program provides a variety of LTC products. Whether you prefer 80/20 plans, indemnity plans, or reimbursement, a variety of products allow us to design plans that fit different needs and budgets.

  • Wider Underwriting

    The program offers wider and simplified underwriting criteria. This provides more people coverage and/or lower premiums. Health class ratings can increase or decrease premiums by 15% or more.

  • Service for Life

    While insurance agents can come and go, your organization is here for the long term.

     

Consumer Tool Kit
Education
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Cost Calculator
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Quote
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LTC Planning Kit
   LTCR 2013 Group Information Email

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